Home and Auto Insurance
Home Owners Insurance
Homeowners Insurance
Your home is one of your most valuable investments. Cerberus Insurance Agency takes the time to understand your property, lifestyle, and coverage needs. We can help you compare available options and find best-fit homeowners insurance to protect your home, personal belongings, and financial security against covered losses.
What does a homeowners policy cover?
It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils, including:
   •   Theft
   •   Fire and smoke
   •   Windstorm or hail
   •   Falling objects
   •   Frozen plumbing
   •   Water damage from plumbing, water heater, appliances and heating or cooling systems
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Auto Insurance
Protect yourself, your passengers, and your vehicle with coverage tailored to your driving needs and budget.Â
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Auto Insurance Coverage Options
Liability Coverage — Helps pay for injuries or property damage you cause to others in a covered accident.
Collision Coverage — Helps repair or replace your vehicle following a covered collision.
Comprehensive Coverage — Helps cover qualifying losses involving theft, vandalism, fire, falling objects, and certain weather-related damage.
Uninsured and Underinsured Motorist Coverage — Provides protection when an at-fault driver has insufficient or no insurance.
Medical Payments Coverage — Helps cover qualifying medical expenses for you and your passengers following an accident.
Rental Reimbursement — Helps pay for a rental vehicle while your covered automobile is being repaired after a qualifying loss.
Roadside Assistance — Provides help for breakdowns, flat tires, towing, lockouts, and other covered emergencies.
Ways to Potentially Save
Ways to Potentially Save
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Bundle home and auto insurance
Insure multiple vehicles
Maintain a qualifying driving record
Select deductibles appropriate for your budget
Ask about low-mileage or safety-related discounts
Review your policy regularly
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Why Choose Cerberus Insurance Agency?
Personalized coverage recommendations
Options suited to your needs and budget
Help identifying available discounts
Clear explanations from licensed professionals
Assistance with policy changes and renewals
Friendly and dependable customer service
